If you filed for Chapter 7 bankruptcy or Chapter 13, you may have difficulty in securing a home equity loan, however you are eligible to get a mortgage refinance loan, after discharge.
If you filed for Chapter 13 bankruptcy, you can get a home equity loan, 6 months after your filing date. Whether your credit score is 550, 560, 570, 580, 600 or slightly above, you can still get a home equity loan.
Apply Now - 1 minute. No Fees! No Obligation. No SSN or Credit Check required to match you to a loan product!
You can also use the lenders below, who specialize in working with less-than-perfect credit consumers.
America's Lending Partners The loan application requires you to complete a short form and answer basic questions including:
Home Equity Loans after Chapter 7 bankruptcy or Chapter 13 bankruptcy offered in all 50 states including: Alabama (AL) Alaska (AK) Arizona (AZ) Arkansas (AR) California (CA) Colorado (CO) Connecticut (CT) Delaware (DE) Florida (FL) Georgia (GA) Hawaii (HI) Idaho (ID) Illinois (IL) Indiana (IN) Iowa(IA) Kansas (KS) Kentucky (KY) Louisiana (LA) Maine (ME) Maryland (MD) Massachusetts (MA) Michigan (MI) Mississippi (MS) Missouri (MO) Montana (MT) Nebraska (NE) Nevada (NV) New Hampshire (NH) New Jersey (NJ) New Mexico (NM) New York(NY) North Carolina (NC) North Dakota (ND) Ohio (OH) Oklahoma (OK) Oregon (OR) Pennsylvania (PA) Rhode Island (RI) South Carolina (SC) South Dakota (SD) Tennessee (TN) Texas (TX) Utah (UT) Vermont (VT) Virginia (VA) Washington (WA) West Virginia (WV) Wisconsin (WI) Wyoming (WY) New York (NY) Los Angeles (LA) Chicago Baltimore Washington D.C. (DC) Los Vegas Philadelphia Boston New Orleans Los Angeles Seattle Miami Tampa Arizona Memphis Charlotte Dallas Minneapolis Tulsa Cincinatti Las Vegas Detriot Pittsburgh Charlotte Oakland Austin Denver Phoenix San Diego Sacramento Raleigh Portland
Apply Now - 1 minute. No FEES! No Credit Check, No SSN required to match you to a loan product!
CREDIT CARDS For Rebuilding Credit
Home Equity Interest Rates
| Today | |
|---|---|
| 30K HELOC | 6.22% |
| 50K HELOC | 5.71% |
| 30K Home Equity Loan | 7.50% |
| 50K Home Equity Loan | 7.29% |
| 75K Home Equity Loan | 7.19% |
Average Home Prices
| Price | |
|---|---|
| Metro Washington D.C. - Arlington - Alexandria - MD | $432,900 |
| Baltimore - Towson - MD | $265,100 |
| Allentown - Bethelehem - Easton - PA - NJ | $243,400 |
| San Diego - Carlsbad - San Marcos - CA | $607,400 |
| San Francisco - Oakland - Fremont - CA | $718,000 |
| San Jose - Sunnyvale - Santa Clara - CA | $747,000 |
| Sacramento - Arden - Arcade - Roseville - CA | $380,900 |
| Sarasota - Bradenton - Venice - FL | $374,900 |
| San Antonio, TX | $136,800 |
| Pittsburg, PA | $114,300 |
| Chicago - Naperville - Joliet - IL | $265,600 |
| Las Vegas, - Paradise - NV | $315,900 |
| New Orleans - Metairie - Kenner - LA | $181,200 |
| Minneapolis - St. Paul - Bloomington - MN - WI | $230,500 |
| Albuquerque, NM | $174,100 |
| Little Rock - North Little Rock - AR | $125,900 |
| Salt Lake City, UT | $182,300 |
| Boulder - CO | $349,500 |
| Boston - Cambridge - Quincy - MA - NH | $397,500 |
| Atlanta - Sandy Springs - Marietta - GA | $170,200 |
| Seattle, Tacoma - Bellevue - WA | $335,200 |
| Tuscon, AZ | $245,200 |
| Hartford - West Hartford - East Hartford - CT | $253,800 |
| Knoxville, TN | $148,800 |
| Jackson, MS | $142,500 |
| Miami - Fort Lauderdale - Miami Beach - FL | $391,200 |
| Dover, DE | $185,700 |
| Charleston - WV | $117,300 |
| Charlotte - Gastonia - Concord - NC | $183,500 |
| Cleveland - Elyria - Mentor - OH | $135,700 |
| Kansas City - MO - KS | $156,500 |
| Montgomery, AL | $136,300 |