If you have equity in your home you can still refinance your mortgage loan, even if, you have less-than perfect credit or have a chapter 7 bankruptcy has been discharged. You can also get a home equity loan, home equity line of credit (HELOC) or get a cash out refinance loan. If you filed for chapter 13, you are eligible to get a mortgage refinance loan, 6 months after your filing date.
Apply now.
Mortgage Refinance Loans after Chapter 7 bankruptcy or Chapter 13 bankruptcy offered in all 50 states including: Alabama (AL) Alaska (AK) Arizona (AZ) Arkansas (AR) California (CA) Colorado (CO) Connecticut (CT) Delaware (DE) Florida (FL) Georgia (GA) Hawaii (HI) Idaho (ID) Illinois (IL) Indiana (IN) Iowa(IA) Kansas (KS) Kentucky (KY) Louisiana (LA) Maine (ME) Maryland (MD) Massachusetts (MA) Michigan (MI) Mississippi (MS) Missouri (MO) Montana (MT) Nebraska (NE) Nevada (NV) New Hampshire (NH) New Jersey (NJ) New Mexico (NM) New York(NY) North Carolina (NC) North Dakota (ND) Ohio (OH) Oklahoma (OK) Oregon (OR) Pennsylvania (PA) Rhode Island (RI) South Carolina (SC) South Dakota (SD) Tennessee (TN) Texas (TX) Utah (UT) Vermont (VT) Virginia (VA) Washington (WA) West Virginia (WV) Wisconsin (WI) Wyoming (WY) New York (NY) Los Angeles (LA) Chicago Baltimore Washington D.C. (DC) Los Vegas Philadelphia Boston New Orleans Los Angeles Seattle Miami Tampa Arizona Memphis Charlotte Dallas Minneapolis Tulsa Cincinatti Las Vegas Detriot Pittsburgh Charlotte Oakland Austin Denver Phoenix San Diego Sacramento Raleigh Portland. Credit scores of 580, 590, 600 & above (605, 610, 620, 625, 630, etc).
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Interest Rates
| Today | Last Week | Change | |
|---|---|---|---|
| 30 YR Fixed | 5.86% | 5.81% | Up 0.05% |
| 15 YR Fixed | 5.48% | 5.42% | Up 0.06% |
| 5/1 ARM | 5.49% | 5.37% | Up 0.12% |
| 30 YR Fixed Jumbo | 6.12% | 6.07% | Up 0.05% |
| 5/1 ARM Jumbo | 5.62% | 5.55% | Up 0.07% |