No Equity Mortgage Loans - Up to 125% LTV Refinance Equity Loans
No Equity Refinance Mortgage Loans are loans that allow consumers to take cash out of their homes without having equity in their homes.
APPLY Now - 1 minute form. No FEES! No Obligation. No Credit Check and No SSN required to match you to a loan! Credit scores of 620, 650 and above, qualify. Mortgages of $225,000 & up preferred.
Most of our clients use 125% LTV Mortgage Loans for debt consolidation, home improvement projects or real estate investment endevors. The average cash received is between $30,000 to $50,000.
No equity refinance mortgage loans offered in all 50 states including: Alabama (AL) Alaska (AK) Arizona (AZ) Arkansas (AR) California (CA) Colorado (CO) Connecticut (CT) Delaware (DE) Florida (FL) Georgia (GA) Hawaii (HI) Idaho (ID) Illinois (IL) Indiana (IN) Iowa(IA) Kansas (KS) Kentucky (KY) Louisiana (LA) Maine (ME) Maryland (MD) Massachusetts (MA) Michigan (MI) Mississippi (MS) Missouri (MO) Montana (MT) Nebraska (NE) Nevada (NV) New Hampshire (NH) New Jersey (NJ) New Mexico (NM) New York(NY) North Carolina (NC) North Dakota (ND) Ohio (OH) Oklahoma (OK) Oregon (OR) Pennsylvania (PA) Rhode Island (RI) South Carolina (SC) South Dakota (SD) Tennessee (TN) Texas (TX) Utah (UT) Vermont (VT) Virginia (VA) Washington (WA) West Virginia (WV) Wisconsin (WI) Wyoming (WY) New York (NY) Los Angeles (LA) Chicago Baltimore Washington D.C. (DC) Los Vegas Philadelphia Boston New Orleans Los Angeles Seattle Miami Tampa Arizona Memphis Charlotte Dallas Minneapolis Tulsa Cincinatti Las Vegas Detriot Pittsburgh Charlotte Oakland Austin Denver Phoenix San Diego Sacramento Raleigh Portland
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No Equity Mortgage Loan Qualifications No Equity Mortgage Loans are usually offered to consumers with credit scores of 670 or above. If you do not have a credit score of 670 or above, you can still get up to a 125% LTV Mortgage. If you have a fair credit score of 600, 610, 620, 630, 640, 650, etc - Click Here to complete a 1 minute application - fast approval!
No Equity Mortgage Loan - Example You have a home worth $95,000. Your current mortgage loan is $100,000. You can use a No Equity Mortgage Loan to take up to $30,000 out of your home. (($100,000 * 125%) - $95,000)). |
| Interest Rates |
| 15 Year & 30 Year Fixed Interest Rates retain the same principal and interest over their lifetime. They usually have slightly higher interest rates than Adjustable Rate Mortgage (ARM). |
| Conforming VS. Jumbo Loans:
A conforming loan is a mortgage below $417,000. They tend to have lower interest rates than non-conforming loans or "Jumbo Loans" (loans above $417,000.) |
| Adjustable Rate Mortage (ARM) Adjustable rate loans (e.g. 5/1 ARM, 7/1 ARM) have the same interest rate & principal for a period of time and then they adjust. For example, a 5/1 ARM will have same interest rate for 5 years and then adjust yearly. They have lower interest rates than fixed mortgage loans. They are best suited to consumers, who plan to sell their homes in 3, 5 or 7 years. |